myWalgreens Mastercard
MastercardIssued by Synchrony Bank
10% on Walgreens branded products, 5% on all other brands & Rx at Walgreens, 3% on grocery and health & wellness outside Walgreens, 1% everywhere else Mastercard is accepted
ANNUAL FEE
$0
No annual fee for this card.
PURCHASE APR
24.24% – 33.24%
SIGN-UP BONUS
25
Unlock an offer starting at $25 in Walgreens Cash rewards when you open an account and make your first purchase within 45 days of account opening. The exact amount is determined by your past myWalgreens member transaction history.
TOP CASH BACK
10% Walgreens Cash rewards
Earn 10% Walgreens Cash rewards on Walgreens branded products including generic medicines and treatments, vitamins and supplements, baby & children wellness, personal care and more.
Key Benefits
- No annual fee
- $0 fraud liability
- Free access to credit bureau score via TransUnion through online account at https://walgreens.syf.com/
- Get a decision in seconds with no impact to your credit score via prequalification
- Redeem Walgreens Cash rewards instantly at checkout
- Personalized offers, product recommendations and only-for-you sales and deals
- Can be used at Walgreens, Duane Reade, Walgreens.com and anywhere else Mastercard is accepted
- Earns Walgreens Cash rewards on all purchases
Important Limitations
- Maximizing rewards outside health, wellness, and grocery categories
- International travel purchases due to 3% foreign transaction fee
- Cash advances due to high 34.99% Cash APR and 5% fee
Rewards Structure
All
10% Walgreens Cash rewardsAnnual limits
Unlimited (no annual cap)
Details
- Walgreens
- Duane Reade
- Walgreens.com
All
5% Walgreens Cash rewardsAnnual limits
Unlimited (no annual cap)
Details
- Walgreens
- Duane Reade
- Walgreens.com
Grocery and Health & Wellness Purchases Outside Walgreens
3% Walgreens Cash rewardsAnnual limits
Unlimited (no annual cap)
Details
Earn 3% Walgreens Cash rewards on grocery and health & wellness purchases outside of Walgreens including grocery stores, spa and salon appointments, pet stores, medical bills and counseling services, sporting goods stores and gym memberships, and more.
All
1% Walgreens Cash rewardsAnnual limits
Unlimited (no annual cap)
Details
Earn 1% Walgreens Cash rewards on all other purchases everywhere Mastercard is accepted.
| Purchase Category | Rate | Annual Limits | Details |
|---|---|---|---|
| All | 10% Walgreens Cash rewards | Unlimited (no annual cap) | • Walgreens • Duane Reade • Walgreens.com |
| All | 5% Walgreens Cash rewards | Unlimited (no annual cap) | • Walgreens • Duane Reade • Walgreens.com |
| Grocery and Health & Wellness Purchases Outside Walgreens | 3% Walgreens Cash rewards | Unlimited (no annual cap) | Earn 3% Walgreens Cash rewards on grocery and health & wellness purchases outside of Walgreens including grocery stores, spa and salon appointments, pet stores, medical bills and counseling services, sporting goods stores and gym memberships, and more. |
| All | 1% Walgreens Cash rewards | Unlimited (no annual cap) | Earn 1% Walgreens Cash rewards on all other purchases everywhere Mastercard is accepted. |
Fees & APR
ANNUAL FEE
$0
REGULAR PURCHASE APR
24.24% – 33.24%
CASH ADVANCE APR
34.99% – 34.99%
FOREIGN TRANSACTION FEE
3%
CASH ADVANCE FEE
$10 OR 5%
Card Protection & Benefits
No Annual Fee
- ✓The myWalgreens Mastercard carries no annual fee.
$0 Fraud Liability
- ✓Enjoy $0 fraud liability for unauthorized transactions.
- ✓Unauthorized or fraudulent transactions excluded from rewards but covered under $0 fraud liability
Security Features
- ✓$0 Fraud Liability – Cardholders are not held responsible for unauthorized transactions.
- ✓Free Credit Score Access – Free access to credit bureau score provided by TransUnion available online to primary cardholders with an open account at https://walgreens.syf.com/.
Best Use Cases
IDEAL FOR
- Frequent Walgreens shoppers
- Walgreens branded product buyers
- Prescription and pharmacy purchases
- Grocery and health & wellness spending outside Walgreens
- Everyday spending everywhere Mastercard is accepted
NOT RECOMMENDED FOR
- Maximizing rewards outside health, wellness, and grocery categories
- International travel purchases due to 3% foreign transaction fee
- Cash advances due to high 34.99% Cash APR and 5% fee
Maximize Your Rewards Strategy
Earn More Cash Back
- 10% Walgreens Cash rewards on All
- 5% Walgreens Cash rewards on All
- 3% Walgreens Cash rewards on Grocery and Health & Wellness Purchases Outside Walgreens
- Set up autopay to avoid late fees
- Review partner programs for bonus opportunities
Ongoing: Optimize Categories
- Prioritize highest-rate qualifying expenses first
- Monitor any annual spending thresholds
- Redeem cash back at minimum thresholds
- Set up autopay to avoid late fees
- Review new offers each year
Last updated: Mar 17, 2026
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