World of Hyatt Business Credit Card
VisaIssued by Chase
Up to 9x points total at Hyatt properties and 2x points in your top three business categories.
ANNUAL FEE
$199.00
PURCHASE APR
19.24% – 27.74%
Rate based on prime rate and creditworthiness.
SIGN-UP BONUS
60000
Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
TOP POINTS
4x points
4 Bonus Points for each $1 spent on qualifying purchases at Hyatt hotels and resorts.
Key Benefits
- Adaptive rewards accelerator based on top spend categories
- Hyatt Leverage membership for up to 15% off room rates
- Discoverist status gifting for up to 5 employees
- No cost for employee business cards
- Primary rental car collision damage waiver for business use
Important Limitations
- Businesses that do not stay at Hyatt properties
- Users who prefer a low annual fee ($199)
Rewards Structure
Hyatt Stays
4x pointsAnnual limits
Unlimited (no annual cap)
Details
- Hyatt
All
2x pointsAnnual limits
Unlimited (no annual cap)
Details
2 Bonus Points per $1 spent in your top three spend categories each quarter.
| Purchase Category | Rate | Annual Limits | Details |
|---|---|---|---|
| Hyatt Stays | 4x points | Unlimited (no annual cap) | • Hyatt |
| All | 2x points | Unlimited (no annual cap) | 2 Bonus Points per $1 spent in your top three spend categories each quarter. |
Fees & APR
ANNUAL FEE
$199.00
REGULAR PURCHASE APR
19.24% – 27.74%
CASH ADVANCE APR
28.49% – 28.49%
FOREIGN TRANSACTION FEE
0%
LATE PAYMENT FEE
$40
BALANCE TRANSFER FEE
$5 OR 5%
CASH ADVANCE FEE
$15 OR 5%
Card Protection & Benefits
$100 Annual Hyatt Credit
- ✓Receive up to $100 in statement credits each anniversary year for Hyatt purchases.
- ✓Spend $50 or more at any Hyatt property
- ✓Credit applied twice per year in $50 increments
10% Redemption Bonus
- ✓Get 10% of your redeemed points back for the remainder of the year after spending $50,000.
- ✓Spend $50,000 in a calendar year
- ✓Maximum of 200,000 points redeemed back per year
Security Features
- ✓Purchase Protection – Covers new purchases for 120 days against damage or theft.
Best Use Cases
IDEAL FOR
- Hyatt loyalists running small businesses
- Business owners seeking elite status through spend
- High-volume spenders on shipping and digital advertising
NOT RECOMMENDED FOR
- Businesses that do not stay at Hyatt properties
- Users who prefer a low annual fee ($199)
Maximize Your Rewards Strategy
Months 1–3: Hit the Bonus
- Spend $5,000.00 to unlock $60,000.00 bonus
- Effective 1200% return on first $5,000.00
- Time large purchases strategically
- Track progress toward spending goal
- Don't overspend just for the bonus
Earn More Points
- 4x points on Hyatt Stays
- 2x points on All
- Set up autopay to avoid late fees
- Review partner programs for bonus opportunities
Ongoing: Optimize Categories
- Prioritize highest-rate qualifying expenses first
- Monitor any annual spending thresholds
- Redeem points at minimum thresholds
- Set up autopay to avoid late fees
- Review new offers each year
Customer Support:
1-800-242-7338
Terms subject to change · View full terms
Last updated: Feb 18, 2026
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