U.S. Bank Altitude Go Visa Signature Card

VisaIssued by U.S. Bank National Association

4x points on dining up to $2,000 per quarter, 2x on groceries, gas/EV, and streaming, 1x on everything else; plus $15 annual streaming credit

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ANNUAL FEE

No annual fee for this card.

PURCHASE APR

0% intro

0% intro APR for 15 months. Rate based on U.S. Bank may change APRs, fees and other account terms based on experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

SIGN-UP BONUS

20000

Earn 20,000 bonus points when you spend $1,000 in net purchases in the first 90 days from account opening. Please allow 1-2 billing cycles for bonus points to be credited.

TOP POINTS

4x points

Earn 4 points (1 base and 3 bonus points) for every $1 spent on restaurant, fast-food restaurant and bar purchases on first $2,000 each quarter.

Key Benefits

Earn 4x points on dining, takeout and restaurant delivery on first $2,000 each quarter
Earn 2x points at grocery stores and gas stations/EV charging stations — excludes discount stores/supercenters and wholesale clubs
Earn 2x points on streaming services
Earn 1x point on all other eligible purchases
0% intro APR on purchases and balance transfers for the first 15 billing cycles; after that a variable APR applies
Balance transfers must be made within 60 days of account opening to qualify for intro rate
$15 streaming service credit after 11 consecutive months of eligible streaming service purchases per 12-month period
Redeem points toward deposit to eligible U.S. Bank account, merchandise, gift cards, travel, and more

Important Limitations

Purchases at discount stores/supercenters and wholesale clubs for grocery and gas — these earn only 1x points
Those who have received a new account bonus for this product in the last five years
Cash advances — intro APR does not apply to cash advances

Rewards Structure

Purchase Category	Rate	Annual Limits	Details
Dining, Takeout and Restaurant Delivery	4x points	Unlimited (no annual cap) (then drops to 0.01)	Earn 4 points (1 base and 3 bonus points) for every $1 spent on restaurant, fast-food restaurant and bar purchases on first $2,000 each quarter.
Grocery Stores and Gas Stations/EV Charging Stations	2x points	Unlimited (no annual cap)	Earn 2 points (1 base and 1 bonus point) for every $1 spent at grocery stores and supermarkets, and at gas stations and electric vehicle charging stations. Excludes wholesale clubs and discount stores/supercenters such as Target and Walmart. Grocery stores and supermarkets are also excluded from the gas station/EV charging bonus.
Streaming Services	2x points	Unlimited (no annual cap)	• Netflix • Hulu • Disney+ • Spotify • Apple TV
All	1x point	Unlimited (no annual cap)	Earn 1 point for every $1 spent in net purchases on all other eligible purchases not covered by higher reward categories.

Fees & APR

ANNUAL FEE

INTRO APR (15 MONTHS)

FOREIGN TRANSACTION FEE

BALANCE TRANSFER FEE

$5 OR 5%

Card Protection & Benefits

$15 Streaming Service Credit

✓An automatic statement credit of $15 per 12-month period applied to your account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases such as Netflix, Hulu, Apple Music. Account must be in good standing.
✓Must make 11 consecutive calendar months of eligible streaming service purchases
✓Account must be in good standing (not past due or overlimit)
✓Credit may be adjusted or reversed for unauthorized purchases or transaction credits

U.S. Bank ExtendPay Plan

✓Pay off eligible purchase balances in fixed monthly installments over time and still avoid paying interest charges on new purchases. Designate up to 50% of your credit card line ($100 minimum) in eligible purchases and pay in monthly installments with a small fixed monthly fee. New cardmember offer on ExtendPay Plans opened in first 60 days after account opening.
✓Only Purchase balances are eligible
✓Eligible purchases must have been made within 60 days prior to signing up, be over $100, and be less than purchase balance at enrollment
✓Up to 50% of credit card line ($100 minimum)
✓Advances, Balance Transfers, interest, fees, and Annual Fee do not apply
✓Any unpaid balance remaining after chosen pay-back period subject to APR and minimum payment calculation for purchases

Security Features

✓Contactless Payment – Contactless Symbol and Contactless Indicator technology for fast and secure tap-to-pay transactions.

Best Use Cases

IDEAL FOR

Frequent diners and takeout/delivery enthusiasts wanting 4x points on dining
Streaming service subscribers wanting 2x points and $15 annual credit
Grocery and gas shoppers wanting 2x points
Those seeking a 0% intro APR on purchases and balance transfers for 15 billing cycles
Cardholders who want to pay over time with ExtendPay Plans

NOT RECOMMENDED FOR

Purchases at discount stores/supercenters and wholesale clubs for grocery and gas — these earn only 1x points
Those who have received a new account bonus for this product in the last five years
Cash advances — intro APR does not apply to cash advances

Maximize Your Rewards Strategy

Months 1–3: Hit the Bonus

Spend $1,000.00 to unlock $20,000.00 bonus
Effective 2000% return on first $1,000.00
Time large purchases strategically
Track progress toward spending goal
Don't overspend just for the bonus

Months 1–15: Use 0% APR

Finance large purchases interest-free
Spread purchases over months
Create payment plan before month 16
Avoid null APR kicking in
Calculate monthly payments needed

Earn More Points

4x points on Dining, Takeout and Restaurant Delivery
2x points on Grocery Stores and Gas Stations/EV Charging Stations
2x points on Streaming Services
Set up autopay to avoid late fees
Review partner programs for bonus opportunities

Ongoing: Optimize Categories

Prioritize highest-rate qualifying expenses first
Monitor any annual spending thresholds
Redeem points at minimum thresholds
Set up autopay to avoid late fees
Review new offers each year

Customer Support:

800-285-8585

Last updated: Mar 17, 2026

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