U.S. Bank Altitude Connect Visa Signature Card
VisaIssued by U.S. Bank National Association
5x on Travel Center prepaid hotels/car rentals, 4x on travel and gas/EV up to $1,000/quarter, 2x on dining/streaming/groceries, 1x on all other purchases; plus lounge access and no foreign transaction fees
ANNUAL FEE
—
PURCHASE APR
0% intro
0% intro APR for 15 months. Rate based on U.S. Bank may change APRs, fees and other account terms based on experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
SIGN-UP BONUS
20000
Earn 20,000 bonus points when you spend $1,000 in net purchases in the first 90 days from account opening. Please allow 1-2 billing cycles for bonus points to be credited.
TOP POINTS
5x points
Earn 5 points (1 base and 4 bonus points) for every $1 spent on prepaid car and hotel reservations purchased in the online Travel Center using your U.S. Bank Altitude Connect Card. Note: Prepaid car and hotel reservations in the Travel Center are not classified as a travel category merchant transaction and are not eligible to receive the 4x travel bonus.
Key Benefits
- Earn 5x points on prepaid hotels and car rentals booked directly in the Travel Center
- Earn 4x points on travel purchases (airlines, hotels, car rentals, taxicabs, limousines, passenger trains, and cruise line companies)
- Earn 4x points at gas stations and EV charging stations on first $1,000 each quarter — excludes discount stores/supercenters, wholesale clubs, and grocery stores/supermarkets
- Earn 2x points on dining, streaming services, and at grocery stores — excludes discount stores/supercenters and wholesale clubs
- Earn 1x point on all other eligible purchases
- 0% intro APR on purchases and balance transfers for the first 15 billing cycles; after that a variable APR applies
- Balance transfers must be made within 60 days of account opening to qualify for intro rate
- No foreign transaction fees on purchases made outside the United States
Important Limitations
- Purchases at discount stores/supercenters and wholesale clubs for grocery and gas — these earn only 1x
- Those who have received a new account bonus for this product in the last five years
- Cash advances — intro APR does not apply to cash advances
Rewards Structure
| Purchase Category | Rate | Annual Limits | Details |
|---|---|---|---|
| Prepaid Hotels and Car Rentals in Travel Center | 5x points | Unlimited (no annual cap) | • U.S. Bank Travel Center |
| Travel Purchases | 4x points | Unlimited (no annual cap) | Earn 4 points (1 base and 3 bonus points) for every $1 spent on travel category purchases such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies. Note: Prepaid car and hotel reservations booked in the Travel Center are not eligible for this 4x travel bonus. |
| Gas Stations and EV Charging Stations | 4x points | Unlimited (no annual cap) (then drops to 0.01) | Earn 4 points (1 base and 3 bonus points) for every $1 spent on gas station and electric vehicle charging station purchases on first $1,000 each quarter. Discount stores/supercenters, wholesale clubs and grocery stores/supermarkets will earn only 1 point. |
| Dining, Streaming Services, and Grocery Stores | 2x points | Unlimited (no annual cap) | Earn 2 points (1 base and 1 bonus point) for every $1 spent on restaurant, fast-food restaurant and bar purchases; grocery store and supermarket purchases (wholesale clubs and discount stores/supercenters such as Target and Walmart earn only 1 point); and qualifying streaming subscription services. |
| All | 1x point | Unlimited (no annual cap) | Earn 1 point for every $1 spent in net purchases on all other eligible purchases not covered by higher reward categories. |
Fees & APR
ANNUAL FEE
—
INTRO APR (15 MONTHS)
0%
FOREIGN TRANSACTION FEE
0%
BALANCE TRANSFER FEE
$5 OR 5%
Card Protection & Benefits
Priority Pass Select Airport Lounge Access
- ✓Cardholders must enroll to receive a 12-month Priority Pass Select membership to access, with accompanying guests, airport VIP lounges worldwide that participate in the Priority Pass Select program. Enrollment with no membership fee is limited to one account cardholder including authorized users. Number of lounges and experiences subject to change.
- ✓Must enroll to receive Priority Pass Select membership
- ✓Enrollment with no membership fee limited to one account cardholder including authorized users
- ✓Number of lounges and experiences subject to change
- ✓Certain terms, conditions and exclusions apply
TSA PreCheck or Global Entry Application Fee Credit
- ✓Complete either the Global Entry and/or TSA PreCheck application and pay the application fee with your U.S. Bank Altitude Connect Visa Signature Card. Receive a statement credit for your application fee within 1-2 billing cycles.
- ✓Must complete Global Entry and/or TSA PreCheck application
- ✓Must pay application fee with U.S. Bank Altitude Connect Visa Signature Card
- ✓Certain terms, conditions and exclusions apply
Security Features
- ✓Contactless Payment – Contactless Symbol and Contactless Indicator technology for fast and secure tap-to-pay transactions.
Best Use Cases
IDEAL FOR
- Frequent travelers wanting 4x on travel and 5x on prepaid Travel Center bookings
- Drivers and EV owners wanting 4x on gas and EV charging up to $1,000 per quarter
- International travelers seeking no foreign transaction fees and GigSky global data
- Cardholders wanting airport lounge access via Priority Pass Select
- Diners and grocery shoppers wanting 2x points
- Those seeking a 0% intro APR on purchases and balance transfers for 15 billing cycles
NOT RECOMMENDED FOR
- Purchases at discount stores/supercenters and wholesale clubs for grocery and gas — these earn only 1x
- Those who have received a new account bonus for this product in the last five years
- Cash advances — intro APR does not apply to cash advances
Maximize Your Rewards Strategy
Months 1–3: Hit the Bonus
- Spend $1,000.00 to unlock $20,000.00 bonus
- Effective 2000% return on first $1,000.00
- Time large purchases strategically
- Track progress toward spending goal
- Don't overspend just for the bonus
Months 1–15: Use 0% APR
- Finance large purchases interest-free
- Spread purchases over months
- Create payment plan before month 16
- Avoid null APR kicking in
- Calculate monthly payments needed
Earn More Points
- 5x points on Prepaid Hotels and Car Rentals in Travel Center
- 4x points on Travel Purchases
- 4x points on Gas Stations and EV Charging Stations
- Set up autopay to avoid late fees
- Review partner programs for bonus opportunities
Ongoing: Optimize Categories
- Prioritize highest-rate qualifying expenses first
- Monitor any annual spending thresholds
- Redeem points at minimum thresholds
- Set up autopay to avoid late fees
- Review new offers each year
Customer Support:
800-285-8585
Last updated: Mar 17, 2026
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