Marriott Bonvoy Bevy® American Express® Card
American ExpressIssued by American Express
6x points on Marriott stays, 4x on dining and U.S. supermarkets ($15k cap), and 2x on everything else.
ANNUAL FEE
$250.00
PURCHASE APR
19.49% – 28.49%
Rate based on prime rate and creditworthiness.
SIGN-UP BONUS
85000
Earn 85,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
TOP POINTS
6x points
Earn 6x points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
Key Benefits
- No foreign transaction fees
- Complimentary Marriott Bonvoy Gold Elite Status
- 15 Elite Night Credits annually
- 1,000 Bonus Points per paid eligible stay
- Plan It® payment option for large purchases
- Amex Offers for additional savings and rewards
Important Limitations
- Non-Marriott travelers
- People who do not want to track category spend caps
- Carrying a monthly balance due to high interest
Rewards Structure
| Purchase Category | Rate | Annual Limits | Details |
|---|---|---|---|
| Marriott Stays | 6x points | Unlimited (no annual cap) | • Marriott Hotels |
| Dining | 4x points | First $15,000.00/year (then drops to 2) | 4x points at restaurants worldwide (on up to $15,000 in combined purchases per year, then 2x). |
| Supermarkets | 4x points | First $15,000.00/year (then drops to 2) | 4x points at Supermarkets (on up to $15,000 in combined purchases per year, then 2x). |
| All | 2x points | Unlimited (no annual cap) | Earn 2x points on all other eligible purchases. |
Fees & APR
ANNUAL FEE
$250.00
REGULAR PURCHASE APR
19.49% – 28.49%
CASH ADVANCE APR
29.99% – 29.99%
FOREIGN TRANSACTION FEE
0%
LATE PAYMENT FEE
$40
CASH ADVANCE FEE
$10 OR 5%
Card Protection & Benefits
Marriott Bonvoy Gold Elite Status
- ✓Receive complimentary Gold Elite status which includes 25% bonus points on stays, enhanced room upgrades, and 2 p.m. late checkout.
- ✓Card must be open and in good standing
- ✓Room upgrades subject to availability
15 Elite Night Credits
- ✓Each calendar year receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status.
- ✓Must have a linked Marriott Bonvoy account
- ✓Limit one 15 Elite Night Credit benefit per Marriott Bonvoy member account if you have multiple cards
Security Features
- ✓Fraud Protection – You are not responsible for fraudulent charges on your card.
- ✓Purchase Protection – Protects eligible purchases against theft or accidental damage for up to 90 days.
- ✓Extended Warranty – Adds an extra year to the manufacturer's warranty on eligible purchases.
Best Use Cases
IDEAL FOR
- Frequent guests at Marriott Bonvoy properties
- Travelers seeking mid-tier Elite status perks
- Households with high dining and supermarket spend
NOT RECOMMENDED FOR
- Non-Marriott travelers
- People who do not want to track category spend caps
- Carrying a monthly balance due to high interest
Maximize Your Rewards Strategy
Months 1–6: Hit the Bonus
- Spend $5,000.00 to unlock $85,000.00 bonus
- Effective 1700% return on first $5,000.00
- Time large purchases strategically
- Track progress toward spending goal
- Don't overspend just for the bonus
Earn More Points
- 6x points on Marriott Stays
- 4x points on Dining
- 4x points on Supermarkets
- Set up autopay to avoid late fees
- Review partner programs for bonus opportunities
Ongoing: Optimize Categories
- Prioritize highest-rate qualifying expenses first
- Monitor any annual spending thresholds
- Redeem points at minimum thresholds
- Set up autopay to avoid late fees
- Review new offers each year
Customer Support:
1-800-528-4800
Terms subject to change · View full terms
Last updated: Feb 26, 2026
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