Disney Premier Visa Card
VisaIssued by Chase
5% Disney Rewards Dollars on Disney+/Hulu/ESPN+ direct purchases, 2% on gas/grocery/dining/Disney U.S. locations, 1% on all other purchases; 10% Disney discounts and no block-out date redemptions
ANNUAL FEE
$49.00
PURCHASE APR
18.24% – 27.74%
SIGN-UP BONUS
200
Get a $200 Disney Gift Card eGift to use today upon approval plus earn a $100 statement credit after you spend $500 on purchases in the first 3 months from account opening.
TOP CASH BACK
5% in Disney Rewards Dollars
Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com, or Plus.ESPN.com.
Key Benefits
- Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com
- Earn 2% in Disney Rewards Dollars on card purchases at gas stations, most Disney U.S. locations, grocery stores, and restaurants
- Earn 1% in Disney Rewards Dollars on all other card purchases
- Redeem Rewards Dollars toward Disney Theme Park Tickets, Resort stays, shopping, dining and more in the U.S. — no block-out dates
- Use Pay Yourself Back to redeem Rewards Dollars for a statement credit toward direct airline purchases on any airline with no block-out dates
- 0% promotional APR for 6 months on select Disney vacation packages from date of purchase; after that variable APR of 18.24%–27.74%
- 10% off select merchandise at select Disneyland Resort and Walt Disney World Resort locations
- 10% off select dining locations most days at Disneyland Resort and Walt Disney World Resort
Important Limitations
- Those who rarely visit Disney Parks or use Disney streaming services where rewards have limited value
- Cardholders seeking maximum cash back value that can be used anywhere
- Those who cannot justify the $49 annual fee without regular Disney spending
Rewards Structure
DisneyPlus.com, Hulu.com, and Plus.ESPN.com Direct Purchases
5% in Disney Rewards DollarsAnnual limits
Unlimited (no annual cap)
Details
- DisneyPlus.com
- Hulu.com
- Plus.ESPN.com
Gas Stations, Most Disney U.S. Locations, Grocery Stores, and Restaurants
2% in Disney Rewards DollarsAnnual limits
Unlimited (no annual cap)
Details
Earn 2% in Disney Rewards Dollars on card purchases at gas stations, most Disney U.S. locations, grocery stores, and restaurants.
All
1% in Disney Rewards DollarsAnnual limits
Unlimited (no annual cap)
Details
Earn 1% in Disney Rewards Dollars on all other card purchases.
| Purchase Category | Rate | Annual Limits | Details |
|---|---|---|---|
| DisneyPlus.com, Hulu.com, and Plus.ESPN.com Direct Purchases | 5% in Disney Rewards Dollars | Unlimited (no annual cap) | • DisneyPlus.com • Hulu.com • Plus.ESPN.com |
| Gas Stations, Most Disney U.S. Locations, Grocery Stores, and Restaurants | 2% in Disney Rewards Dollars | Unlimited (no annual cap) | Earn 2% in Disney Rewards Dollars on card purchases at gas stations, most Disney U.S. locations, grocery stores, and restaurants. |
| All | 1% in Disney Rewards Dollars | Unlimited (no annual cap) | Earn 1% in Disney Rewards Dollars on all other card purchases. |
Fees & APR
ANNUAL FEE
$49.00
REGULAR PURCHASE APR
18.24% – 27.74%
FOREIGN TRANSACTION FEE
0%
Card Protection & Benefits
10% Off Select Merchandise at Disneyland and Walt Disney World Resorts
- ✓Receive 10% off select merchandise purchases at select locations at the Disneyland Resort and Walt Disney World Resort when you use your Disney Premier Visa Card.
- ✓Must use Disney Premier Visa Card at select locations
- ✓Select merchandise only
- ✓Select locations only
10% Off Select Dining at Disneyland and Walt Disney World Resorts
- ✓Receive 10% off select dining locations most days at the Disneyland Resort and Walt Disney World Resort when you use your Disney Premier Visa Card.
- ✓Must use Disney Premier Visa Card at select dining locations
- ✓Select dining locations only
- ✓Most days — not every day
15% Off Select Guided Tours at Disney Resorts
- ✓Receive 15% off the non-discounted price of select guided tours at the Disneyland Resort and Walt Disney World Resort when you use your Disney Premier Visa Card.
- ✓Must use Disney Premier Visa Card
- ✓Applies to non-discounted price only
- ✓Select guided tours only
Best Use Cases
IDEAL FOR
- Frequent Disney Parks visitors wanting merchandise and dining discounts
- Disney+, Hulu, and ESPN+ subscribers wanting 5% back on streaming
- Disney vacation planners wanting 0% promotional APR on packages and Rewards Dollars toward park tickets
- Gas and grocery spenders wanting 2% back in Disney Rewards Dollars
- Disney fans wanting to earn rewards toward Disney experiences
NOT RECOMMENDED FOR
- Those who rarely visit Disney Parks or use Disney streaming services where rewards have limited value
- Cardholders seeking maximum cash back value that can be used anywhere
- Those who cannot justify the $49 annual fee without regular Disney spending
Maximize Your Rewards Strategy
Earn More Cash Back
- 5% in Disney Rewards Dollars on DisneyPlus.com, Hulu.com, and Plus.ESPN.com Direct Purchases
- 2% in Disney Rewards Dollars on Gas Stations, Most Disney U.S. Locations, Grocery Stores, and Restaurants
- 1% in Disney Rewards Dollars on All
- Set up autopay to avoid late fees
- Review partner programs for bonus opportunities
Ongoing: Optimize Categories
- Prioritize highest-rate qualifying expenses first
- Monitor any annual spending thresholds
- Redeem cash back at minimum thresholds
- Set up autopay to avoid late fees
- Review new offers each year
Last updated: Mar 17, 2026
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