BrylaneHome Platinum Credit Card
Store CardIssued by Comenity Bank
Earn up to 25 points per $1 at BrylaneHome and FullBeauty brands based on your loyalty tier.
ANNUAL FEE
$0
No annual fee for this card.
PURCHASE APR
35.99% – 35.99%
Rate based on prime rate.
SIGN-UP BONUS
20
Take $10 off your first purchase of $25 or more, plus receive a $10 bonus reward in your first billing statement.
TOP POINTS
25 Points per $1
Earn 25 points for every $1 spent at BrylaneHome and FullBeauty family of brands once you reach Elite status (8,750+ points), Earn 15 points for every $1 spent at BrylaneHome and FullBeauty family of brands if you have Silver status (0-3,499 points).
Key Benefits
- Earn 15 to 25 points for every $1 spent at BrylaneHome and the FullBeauty family of brands based on your rewards tier
- Receive a $10 reward certificate for every 3,000 points earned
- Free shipping up to 4 times a year on orders of $75 or more
- Exclusive birthday surprise offer during your birthday month
- No annual fee
Important Limitations
- Everyday purchases (closed-loop store card cannot be used elsewhere)
- Carrying a long-term balance due to the very high APR
- Travel or dining rewards
Rewards Structure
| Purchase Category | Rate | Annual Limits | Details |
|---|---|---|---|
| FullBeauty Brands (Silver Tier) | 25 Points per $1 | Unlimited (no annual cap) | • BrylaneHome • FullBeauty Brands |
Fees & APR
ANNUAL FEE
$0
REGULAR PURCHASE APR
35.99% – 35.99%
FOREIGN TRANSACTION FEE
0%
LATE PAYMENT FEE
$41
Card Protection & Benefits
Free Shipping
- ✓Get free shipping up to 4 times a year on qualifying online orders of $75 or more.
- ✓Minimum purchase of $75 required
- ✓Must use promo code BHSHIPPING
- ✓Redeemable online only
- ✓International orders
- ✓Shipping surcharges
Birthday Surprise
- ✓Receive an exclusive offer or discount to use during your birthday month.
- ✓Account must be in good standing
- ✓Must have made a purchase in the last 12 months
Security Features
- ✓Account Assure – Optional program that can cancel a portion of your account balance if you experience a covered life event like unemployment or disability.
Best Use Cases
IDEAL FOR
- Frequent shoppers at BrylaneHome and FullBeauty brands
- People with fair credit looking to build their credit profile
- Consumers looking to finance large home decor or bedding purchases
NOT RECOMMENDED FOR
- Everyday purchases (closed-loop store card cannot be used elsewhere)
- Carrying a long-term balance due to the very high APR
- Travel or dining rewards
Maximize Your Rewards Strategy
Months 1–1: Hit the Bonus
- Spend $25.00 to unlock $20.00 bonus
- Effective 80% return on first $25.00
- Time large purchases strategically
- Track progress toward spending goal
- Don't overspend just for the bonus
Earn More Points
- 25 Points per $1 on FullBeauty Brands (Silver Tier)
- Set up autopay to avoid late fees
- Review partner programs for bonus opportunities
Ongoing: Optimize Categories
- Prioritize highest-rate qualifying expenses first
- Monitor any annual spending thresholds
- Redeem points at minimum thresholds
- Set up autopay to avoid late fees
- Review new offers each year
Customer Support:
1-888-621-3809
Terms subject to change · View full terms
Last updated: Mar 10, 2026
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