BrylaneHome Platinum Credit Card

BrylaneHome Platinum Credit Card

Store CardIssued by Comenity Bank

Earn up to 25 points per $1 at BrylaneHome and FullBeauty brands based on your loyalty tier.

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ANNUAL FEE
$0

No annual fee for this card.

PURCHASE APR
35.99% – 35.99%

Rate based on prime rate.

SIGN-UP BONUS
20

Take $10 off your first purchase of $25 or more, plus receive a $10 bonus reward in your first billing statement.

TOP POINTS
25 Points per $1

Earn 25 points for every $1 spent at BrylaneHome and FullBeauty family of brands once you reach Elite status (8,750+ points), Earn 15 points for every $1 spent at BrylaneHome and FullBeauty family of brands if you have Silver status (0-3,499 points).

Key Benefits

  • Earn 15 to 25 points for every $1 spent at BrylaneHome and the FullBeauty family of brands based on your rewards tier
  • Receive a $10 reward certificate for every 3,000 points earned
  • Free shipping up to 4 times a year on orders of $75 or more
  • Exclusive birthday surprise offer during your birthday month
  • No annual fee

Important Limitations

  • Everyday purchases (closed-loop store card cannot be used elsewhere)
  • Carrying a long-term balance due to the very high APR
  • Travel or dining rewards

Rewards Structure

Purchase CategoryRateAnnual LimitsDetails
FullBeauty Brands (Silver Tier)25 Points per $1Unlimited (no annual cap)
BrylaneHome
FullBeauty Brands

Fees & APR

ANNUAL FEE
$0
REGULAR PURCHASE APR
35.99% – 35.99%
FOREIGN TRANSACTION FEE
0%
LATE PAYMENT FEE
$41

Card Protection & Benefits

Free Shipping

  • Get free shipping up to 4 times a year on qualifying online orders of $75 or more.
  • Minimum purchase of $75 required
  • Must use promo code BHSHIPPING
  • Redeemable online only
  • International orders
  • Shipping surcharges

Birthday Surprise

  • Receive an exclusive offer or discount to use during your birthday month.
  • Account must be in good standing
  • Must have made a purchase in the last 12 months

Security Features

  • Account Assure – Optional program that can cancel a portion of your account balance if you experience a covered life event like unemployment or disability.

Best Use Cases

IDEAL FOR

  • Frequent shoppers at BrylaneHome and FullBeauty brands
  • People with fair credit looking to build their credit profile
  • Consumers looking to finance large home decor or bedding purchases

NOT RECOMMENDED FOR

  • Everyday purchases (closed-loop store card cannot be used elsewhere)
  • Carrying a long-term balance due to the very high APR
  • Travel or dining rewards

Maximize Your Rewards Strategy

Months 1–1: Hit the Bonus

  • Spend $25.00 to unlock $20.00 bonus
  • Effective 80% return on first $25.00
  • Time large purchases strategically
  • Track progress toward spending goal
  • Don't overspend just for the bonus

Earn More Points

  • 25 Points per $1 on FullBeauty Brands (Silver Tier)
  • Set up autopay to avoid late fees
  • Review partner programs for bonus opportunities

Ongoing: Optimize Categories

  • Prioritize highest-rate qualifying expenses first
  • Monitor any annual spending thresholds
  • Redeem points at minimum thresholds
  • Set up autopay to avoid late fees
  • Review new offers each year
Customer Support:
1-888-621-3809
Terms subject to change · View full terms
Last updated: Mar 10, 2026

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